
Fast-track Your Potential In Just 8 Months
Step into the insurance industry with a refreshed, skill-first program by HDFC Life & UNext Manipal Academy of BFSI. Gain real-world experience through physical classroom learning and field OJT, earn while you learn from Month 1, and step into your dream full-time career.
Master essential sales and leadership skills across Bancassurance, Direct, and Agency channels. Upon completion, you will step directly into high-growth Band 2 roles, such as Corporate Account Manager (CAM), Financial Portfolio Manager (FPM), or Agency Sales Manager (ASM) - backed by field-tested confidence.
Program Highlights
Accelerate your career with the refreshed 8-Month Manipal Certified Program:
- 1-Month Residential Classroom Training at Bengaluru Campus
Stipend: ₹5,000 - 1-Month Field OJT with Sales Practice at HDFC Life
Stipend: ₹5,000 - 6-Month Sales Internship with Targets
Stipend: ₹20,000/month + performance-based incentives

Registration Process
Qualifications: Open to all graduates (up to 30 years old) with strong English comprehension and a flair for sales

Online Aptitude Test:
- Verbal Comprehension
- Logical Reasoning
- Numerical Reasoning

Personal Interview
- Verbal Communication
- Critical Behavioural Skills
- Sales Skills & Intent To Sell

Provisional Offer & Training
- Provisional Offer Letter by HDFC Life
- 1 Month Campus Training
- 1 Month Internship & 6 Months On-The-Job Training

Join HDFC Life
- On Successful Completion After 8 Months
- Join At Band 2 as Corporate Account Manager (CAM), Financial Portfolio Manager (FPM), or Agency Sales Manager (ASM)
Fast-Track Your Career. Lead from Day 1.
Complete the 8-Month Manipal Certified Program to earn an industry-recognized credential and step directly into an assured Band 2 role at ₹4,00,00 CTC across one of HDFC Life's premier job roles
Job Roles
Work out of partner bank branches, collaborating with branch staff to advise and sell insurance plans to bank customers

Lead, coach, and manage a team of Financial Consultants who market insurance products directly to retail clients

Stand on the front line of client engagement, converting qualified leads into long-term HDFC Life customers through direct relationship management
Programme Fee
Total Fee: ₹1,16,820 (Inclusive of GST)Includes 1-month campus residential accommodation, boarding, training material, and certification.
Self-Funded Program -With A 3-Installment Plan
- Enrolment Fee: ₹10,000 (Upon receiving Provisional Offer Letter)
- 1st Instalment: ₹30,000 (Before the batch starts)
- 2nd Instalment: ₹40,000 (During Month 1 of Residential Training)
- 3rd Instalment: ₹36,820 (During Month 2 of On-the-Job Training)
Zero Net Cost: Earn back ₹1,30,000 in total stipends during your 8-month training, fully recovering your program investment before full-time placement.


About Manipal Academy of BFSI
Established in 2008, Manipal Academy of BFSI, a UNext Learning entity part of Manipal Education and Medical Group (MEMG), is a premier institution that provides industry-relevant education and training for Freshers and Experienced Professionals, in traditional operations, sales, and new-gen roles for the banking, financial services, and insurance sectors.

About HDFC Life
HDFC Life is one of India's leading private life insurance companies, offering a wide range of individual and group insurance solutions. With a strong focus on customer centricity, HDFC Life provides financial security and peace of mind through diverse product offerings, including protection, savings, retirement, and health plans. Backed by a trusted brand and a robust distribution network, HDFC Life is committed to helping individuals and families achieve their financial goals and secure their future.
Testimonials
Vibha PadalkarMD & CEO"As industry leaders, HDFC Life owes it's success to the collective experience and expertise of it's people and our investment in innovation and technology. We are proud to witness the progress of our graduates through the company. The structured training program has given them a visible career starter advantage and helped us identify the next generation of insurance professionals."
Vibhash NaikHead- Human Resources, L&D and Admin"Partnering with a leading education provider like Manipal for our graduate program is helping us build the next generation of Insurance professionals. A program like Smart Achievers has seen these graduates grow and flourish under the guidance of their mentors and established peers."
The smart achiever's program has brought many students closer to their dream by providing them a launchpad for a rewarding insurance career and several opportunities to learn, grow and succeed.
Successful graduates of the Smart Achievers(SA) program talk about how it shaped their careers.
“The SA program helped me kick- start my career in Insurance. It also got me my first promotion within 10 months. Not only did I get a job immediately upon finishing the course but also moved faster from fresher to professional.”
“An alumnus recommended the SA program to me and there’s been no looking back. This program has taken me from intern to Bancassurance Manager in just four years”
“I learned a great deal through the SA program. I gained knowledge of the Insurance industry, developed Sales skills. It’s a great program for freshers who want to earn while they learn.”



